Building Financial Confidence Since 2019

WaveCurrent Analytics started with a simple observation — too many families in Vietnam were struggling with budget basics, not because they lacked income, but because nobody taught them the fundamentals.

We began in a small office in Hải Phòng, working with local families who wanted practical money management skills. What started as weekend workshops grew into comprehensive programs that now serve hundreds of participants each year.

Our approach focuses on real-world applications rather than theoretical concepts. Every technique we teach has been tested with actual families facing genuine financial decisions.

Financial planning workshop session with participants learning budget fundamentals

Six Years of Steady Growth

These numbers represent real families who completed our programs and applied what they learned to their daily financial decisions.

847

Families Trained

Completed full 8-week budget fundamentals program

156

Workshop Sessions

Delivered across Hải Phòng and surrounding regions

Corporate Programs

Employee financial wellness initiatives completed

Certificate from Vietnam Financial Education Association recognizing outstanding community service

Recognition from Vietnam Financial Education Association

In 2024, we received the Community Impact Award for our grassroots approach to financial literacy. The association highlighted our practical methodology and high completion rates among participants.

This recognition came after an independent review of our program outcomes and participant feedback over three years of operation.

The People Behind the Programs

Our team combines years of financial industry experience with a genuine commitment to making money management accessible for everyone.

Thành Phúc Nguyễn

Lead Financial Educator

Thành spent eight years as a loan officer at Vietcombank before joining our team in 2020. He witnessed firsthand how basic budget planning could prevent financial stress for families.

His workshops focus on practical tools that participants can implement immediately. He speaks Vietnamese and English fluently, adapting content for diverse audiences across our programs.

Mai Linh Trần

Budget Strategy Specialist

Mai developed our signature tracking methods after working as an accountant for small businesses in Hải Phòng. She understands how cash flow affects both companies and families.

Her background helps participants see connections between business principles and household budgeting. Many credit her spreadsheet templates with transforming their approach to money management.

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Local Market Understanding

We design our programs around Vietnamese family structures, income patterns, and cultural attitudes toward money management and saving.

Practical Tool Development

Every worksheet and tracking system we create gets tested with real families before inclusion in our programs. We refine based on actual usage.

Results-Focused Training

Our programs emphasize measurable improvements in participants' financial habits rather than abstract concepts or complex theories.

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