WaveCurrrentA

Introduction and Scope

WaveCurrntA ("we," "us," or "our") operates wavecurrenta.com to provide budget essentials education and financial literacy resources. This privacy policy explains how we collect, use, store, and protect your personal information when you visit our website or use our services.

This policy applies to all users of our website, including visitors browsing educational content, individuals participating in our learning programs, and anyone who contacts us for information. By using our website, you agree to the practices described in this policy.

We operate from Vietnam and comply with applicable Vietnamese data protection laws, including the Law on Cybersecurity 2018 and relevant regulations. For users from other jurisdictions, we also consider international privacy standards to ensure appropriate protection of your data.

Information We Collect

We collect different types of information to provide and improve our educational services. This includes information you provide directly and information we gather automatically during your website visits.

Information You Provide

Contact information including name, email address, and phone number when you reach out to us

Educational background and experience when you apply for learning programs

Financial goals and budget-related questions you share during consultations

Feedback and survey responses about our educational content and services

Automatically Collected Information

Website usage data including pages visited, time spent, and navigation patterns

Device information such as browser type, operating system, and screen resolution

IP address and general location information for security and analytics purposes

How We Use Your Information

We use collected information primarily to deliver educational services, improve our content, and maintain secure operations. Our use of your data is always connected to legitimate business purposes related to financial education.

Providing personalized budget essentials education and responding to your inquiries

Processing applications for learning programs and maintaining student records

Improving website functionality and developing new educational resources

Sending important updates about our programs and educational opportunities

Maintaining website security and preventing fraudulent activities

Data Storage and Security

We implement multiple layers of security to protect your personal information from unauthorized access, alteration, or disclosure. Our security measures are regularly reviewed and updated to address emerging threats.

Security Measures

We use industry-standard encryption for data transmission and storage. Access to personal information is restricted to authorized personnel who need it for their job responsibilities. Regular security audits help us maintain effective protection protocols.

Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy. Educational records are typically kept for three years after program completion. Contact information is retained for two years unless you request earlier deletion.

Your Privacy Rights

You have several rights regarding your personal information. We respect these rights and provide clear procedures for exercising them.

Access Your Data

Request a copy of the personal information we hold about you, including how it's being used.

Correct Information

Update or correct any inaccurate personal information in our records.

Delete Your Data

Request deletion of your personal information, subject to legal retention requirements.

Limit Processing

Restrict how we use your information in certain circumstances.

To exercise any of these rights, contact us using the information provided below. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

Information Sharing

We don't sell or rent your personal information to third parties. We only share information when necessary to provide our services or when required by law.

Service Providers

We work with trusted service providers who help us operate our website and deliver educational services. These providers are contractually bound to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose information when required by Vietnamese law, court orders, or government regulations. We'll notify you of such disclosures when legally permitted.

Cookies and Website Analytics

Our website uses cookies and similar technologies to improve your browsing experience and understand how visitors use our educational resources.

Essential cookies enable basic website functionality, while analytics cookies help us improve our content and user experience. You can control cookie preferences through your browser settings, though disabling certain cookies may affect website functionality.

International Data Transfers

While we primarily operate from Vietnam, some of our service providers may be located in other countries. When personal information is transferred internationally, we ensure appropriate safeguards are in place to protect your data.

These transfers are made only when necessary for service delivery and are protected by contractual agreements that meet international privacy standards.

Updates to This Policy

We review and update this privacy policy annually or when significant changes occur in our data practices. Updates will be posted on this page with a new effective date.

For significant changes that affect your rights or how we use your information, we'll provide additional notice through email or prominent website announcements.

Privacy Policy